 Money Coach | Toronto, ONSpecialization: efficient cash-flow management, long-term planning for individuals and families “People aren’t born with specific money habits. Habits are formed, and they can be reformed. If you keep doing the same thing over and over, expect the same result. It’s time to think and act differently!” Noel's Style Noel is friendly and approachable, and helps his clients by dispersing the fog that surrounds much of the financial world. He uses a sensible, easy-to-understand approach that reassures clients they are headed in the right direction. Noel's Story Noel has always been a planner at heart. He has an innate desire to simplify and de-stress other people’s lives—believing that people should get the most from their time and money. As an engineer, he designed and built high-performance computing systems and time-saving software tools, all to make the unmanageable manageable. Eventually Noel’s attention turned to personal finance, with an increasing interest in making his savings work more efficiently. During the dot-com bubble, Noel had “played around” with stocks and experienced the failure that comes from not having a proper plan. This time he took a more disciplined approach. Devouring personal finance books, magazines and websites one after the other, he searched for the knowledge and tools that would help him grow his family’s savings, while at the same time protecting them from the dangers of the investing world. This independent learning convinced him to take a retirement planning course, but it wouldn’t stop there. Before long, he had completed the entire Certified Financial Planner curriculum and passed the national exam. Providing unbiased financial advice and putting this power in people’s hands inspires Noel personally and professionally. Now, as a money coach with Money Coaches Canada, he is passionate about helping his clients build a financially secure and comfortable future. | Office: (647) 478-9370 noel@moneycoachescanada.ca     |