 Certified Money Coach | Barrie, ONSpecialization: busy, growing families challenged with debt and cash flow “We attach all kinds of emotions to money, yet it is really a tool. We don’t love or hate a hammer; we use it. Use your money as a tool, and make it work effectively for you and your family.” Karen's Style Karen is known for her warmth and positivity, which create a comfortable space for talking about financial challenges. She provides direction and encouragement in a way that makes people feel good about what they are doing. Karen's Story Karen was a business woman from the start. She spent 15 years in the business world and 7 of those in a traditional financial planning practice. During this time she achieved Top Advisor in Canada, qualified for the Million Dollar Round Table, and was a member of the Top 7 team for Freedom 55 Financial. But what emerged in meetings with clients made her question her role time and again. Where clients needed the most support was with day-to-day financial concerns, and they had so few options for help. So Karen decided to set aside investment charts, and she began engaging with clients starting with the here and now. Debt. Cash flow. Getting through a day, month and year with financial success. In this way she began making the greatest difference in people’s lives, while discovering a new level of professional satisfaction. Testimonials Increased Confidence and Enjoyment Karen really helped us work through the emotions and guilt regarding our poor financial track record to date. She helped us talk through what's important to us as individuals and as a couple and recognize our ability to change habits and preconceptions. - Eric, January 2012 Faced Fear of Money Karen, with your help my financial intelligence has grown in leaps and bounds! I have faced my fears and realized that my situation is not as bad as I thought. Thank you for empowering me to finally and completely take control of my money. - S Hemet, Barrie ON January 2011 Takes Control of Her Money I now control my money...it does not control me. Rather than being a victim of my circumstances, I now take action to proactively plan my budget around upcoming expenses and the impact of that is amazing. No more high credit card balance and no more dipping into my line of credit....yippee - Gay Ainsworth, Barrie, Ontario, Administrative Assistant, January 2012 No Longer in the Dark Before I started working with Karen, I felt disorganized and overwhelmed. Going through all my financial records and expenses made me aware of the scope of my financial situation. I was no longer in the dark. This gave me more power to control my finances instead of feeling that my finances were controlling me. Having someone genuinely listen to my concerns and support me was probably just as important as the actual practical information I received. Karen’s enthusiastic support, guidance and professionalism were above and beyond what I expected and I have no hesitation contacting her for future money coaching or recommending her to anyone else. Highly recommended! - Bea Tomnuk, Calgary/Vancouver November 2010 Out from under the consumer debt I am not an unorganized [or] irresponsible person. I have always been aware of the realities of over-spending and living off of too much credit, but as I made the transition from being a student to having a career I found the balance in my personal financing tipping and I was burdened by growing consumer debt. Frustrated that by the growing balance of my credit card I read an article in the Globe and Mail about Money Coaches and decided it was worth exploring. After my 2nd meeting I already felt more in control; with Karen’s guidance and encouragement I was able to develop a healthy spending and savings plan that helps me limit my daily spending, prepare for the unexpected and plan for the future. - M Kralt, Yellowknife NT June 2011 Great investment Absolutely was a great investment - both of fees and of time/energy. We're much happier about our financial situation, have confidence in buying things and planning purchases. I'd have to say we've saved about $10,000 already in impulse purchasing alone - but that's nothing compared to the increased comfort, confidence and enjoyment of life resulting from our small investment in fees. - Eric, January 2012 Recommend Karen I would recommend Karen to everyone...and I do!! I never felt judged or incompetent. She walked me through every step and, if something came up between appointments, I could drop her an email AND she responded to them. - Gay Ainsworth, Barrie, Ontario, Administrative Assistant, January 2012 | Office: (705) 792-0668 karen@moneycoachescanada.ca 551 Bryne Dr. Barrie, ON L4N 9Y3 Come in the door to Overdrive and upstairs. Click for a Map to MCC Barrie  |